Whole-of-market mortgage advice and access to a wider range of financial planning services.
Mortgages and specialist mortgages are provided on a whole-of-market basis. Protection, budget planning, pensions and estate planning are arranged directly or through trusted specialist introductions where appropriate.
First-Time Buyer Mortgages
Think getting on the ladder is impossible? It's not - you just need the right broker. We specialise in low deposit mortgages, 5% deposit options, Shared Ownership, and First Homes schemes. We'll search the whole market and guide you from first chat to picking up your keys.
Lenders eligibility/criteria applies.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Remortgages
Coming to the end of your fixed rate? Don't let your lender automatically move you to a higher standard rate. We search the market and handle the switch - often with no legal fees and no hassle.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Specialist Mortgages
Self-employed? Bad credit? Complex income? Multiple jobs? These situations are more common than you think and there are lenders who specialise in them. We know exactly who to approach and how to present your case.
The interest rate is likely to be higher and the application process may be more complex
Your home may be repossessed if you do not keep up repayments on your mortgage.
Buildings & Contents Insurance
Protect the bricks, mortar, and everything inside them. We'll help you find the right buildings and contents cover to make sure your home and belongings are protected from day one.
As with all insurance policies, conditions and exclusions will apply.
Personal Protection
Getting a mortgage is one thing - protecting it is just as important. We'll make sure you have the right life cover, critical illness, and income protection in place so your home and family are safe no matter what happens.
Private Medical Insurance
Fast access to the care you need, when you need it most. When your health is at stake, waiting isn't an option. Private medical insurance gives you the confidence to get diagnosed, treated and back to full health - without the delays that come with relying solely on the NHS.
As with all insurance policies, conditions and exclusions will apply. The cost of this insurance depends on several factors, such as your age, where you live and your occupation. As a result, the cost you will pay is based on your own circumstances.
Budget Planner
Not sure what you can afford? Use our free budget planner to map out your income and outgoings and see what a mortgage could realistically cost you each month. It takes just a few minutes.
Take the next step.
Register online or book a free, no-obligation consultation with an adviser.